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Category: Closing

Get the 411 on Title Insurance and Escrow Closings

What is Title Insurance?  While a homeowner’s policy will protect you against loss from theft or fire and wind damage to your home, your owner’s title insurance policy will protect you from hidden title hazards that threaten your financial investment in your home. Title insurance is unusual in that it protects you from losses caused

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Who Pays Closing Costs (Including Title Insurance)?

What Are Closing Costs? Closing costs are those fees related to the services necessary to complete a home loan transaction. These fees are in addition to the amount of money being borrowed for the mortgage and the down payment. Average closing costs typically include some or all of the following fees and expenses: Appraisal Fee

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Tips to Ensure Your Clients Have a Timely Closing

At Ohio Real Title we understand that the better informed you are as a real estate agent, the better able you are to guide your clients to a timely and stress-free closing. Knowing what may be required at closing and preparing accordingly will help the settlement process go as smoothly as possible. Lender Requirements –

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Preparing to Close On Your New Home

Buying a home can be equal parts exciting and stressful, so when the time comes to close on your new home you want the process to be smooth, without any last minute delays. While your real estate agent will guide you to a successful closing, there are a few things that you should know—and can

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